Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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U.S. Supreme Court Strikes Down Government Debt Exemption of TCPA

6 July 2020
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Wash. AG Sues Debt Collector for Time-Barred Debt Issues

30 June 2020
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Joint Industry Letter to NYCDCA Seeks Extension, Poses 25 FAQs

25 June 2020
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Ninth Circuit Says No to Marks Revisit En Banc

25 June 2020
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Legal Language in Collection Letter Not False/Deceptive/Misleading, Says N.D. Ill.

23 June 2020
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Seven Things to Know About New York City’s New Debt Collection Rules

23 June 2020
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CFPB Launches Advisory Opinion Pilot Program to Provide Clarity Where There is Regulatory Uncertainty

22 June 2020
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Wash. Emergency Rule Granted: No Branch Office Licensing Required for Employees Working from Home

22 June 2020
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Connecticut Once Again Extends No-Action Policy on Branch Licensing for Debt Collectors Working from Home

22 June 2020
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Must-Read for Data Furnishers: CFPB Releases FAQs on CARES Act Credit Reporting Requirements

18 June 2020
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What is a “System” for ATDS Purposes? Important New TCPA Decision Takes a Decidedly Narrow Read on a Tricky Issue of (Almost) First Impression

18 June 2020
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Taskforce Trouble: NACA and Other Consumer Advocates Sue the CFPB

17 June 2020
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DC Cir. Holds FDCPA Plaintiff Lacked Standing Under Spokeo

17 June 2020
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Mid-Year Litigation Review

16 June 2020
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Plaintiff’s Prerecorded Message Allegations Adequately Assert ATDS Violation Against Debt Collector

15 June 2020
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Amidst Pandemic, NYCDCA Adopts Debt Collection Rules Regarding Language Access

11 June 2020
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7th Cir. Says Plaintiff Failed to Meet Burden of Proof in "May Be Reported" Collection Letter Language Case

10 June 2020
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TCPA Personal Liability Rule Narrowed? Seventh Circuit Holds Mere Knowledge of Illegal Conduct is not Enough to Hold an Officer Personally Liable for TCPA Violation

9 June 2020
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Nevada Allows Collection Agencies to Re-Open

8 June 2020
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California AG Issues Final Text of California Consumer Privacy Act Regulations

8 June 2020

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