Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

See all Topics

Filter by Location

Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas United States Virgin Islands Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming
Sharpie pen checking off check boxes on list [Image by creator pixelrobot from AdobeStock]

Skip Tracing TCPA Problem for Debt Collector: Court Denies Class Certification; but Gives Plaintiff a Second Chance

3 August 2020
[Image by creator from ]

Score is Now 3-2 in Favor of Marks: 6th Circuit Adopts 9th Circuit Definition of ATDS

30 July 2020
Two gladiators dressed in full armor standing back to back in a snow covered forest [Image by creator vitfedotov from AdobeStock]

Hit from Both Sides: Third Circuit Allows CFPB and State AG to Run Concurrent Lawsuits Against Navient

29 July 2020
US Capitol Building [Image by creator Gary from AdobeStock]

New Bill in House, Would Amend FDCPA to Prohibit Consumer Debt Collection During National Disasters or Emergencies

29 July 2020
[Image by creator BillionPhotos from AdobeStock]

Audit What You Credit Report or Lose the Bona Fide Error Defense

27 July 2020
[Image by creator enterlinedesign from AdobeStock]

ATDS Allegations Against Debt Collectors Simply not Plausible in Seventh Circuit, Says Illinois Court

23 July 2020
A western-style ranch sign that says "Welcome to colorful Colorado" against a dark sky and red mountains [Image by creator MarekPhotoDesign.com from AdobeStock]

Colorado Announces Required Changes to Collection Notices

23 July 2020
Clipboard with credit report and pen [Image by creator tashatuvango from AdobeStock]

7th Cir. Holds FCRA Requires Furnishers to Correctly Report Liability, but Not CRAs

22 July 2020
Chairs around large table [Image by creator peterschreiber.media from AdobeStock]

CFPB to Hold Symposium on Cost-Benefit Analysis of Consumer Financial Protection Regulations

22 July 2020
[Image by creator Chris Titze Imaging from AdobeStock]

Here’s Everything You Need to Know About This Year's 8 Big TCPA Stories

21 July 2020
Image of a man's arm punched through a yellow wall, giving a thumbs up [Image by creator WayhomeStudio from AdobeStock]

FCC Approves Call Blocking Safe Harbor

20 July 2020
New York skyline and Statue of Liberty [Image by creator THANANIT from AdobeStock]

New York Renews Pandemic-Related Suspension on Collection of Certain State-Owned Debt

20 July 2020
[Image by creator Argus from AdobeStock]

Legal-Related Language in Collection Letters, and How N.D. Illinois Can't Make Up Its Mind

16 July 2020
Photo of hourglass with sand all in the bottom [Image by creator Zerophoto from AdobeStock]

4th Cir. Holds Each FDCPA Violation Subject to New Statute of Limitations

15 July 2020
[Image by creator bluedesign from AdobeStock]

Fractured ATDS Landscape: This Graphic Explains Why SCOTUS is Taking Another Look at the TCPA

13 July 2020
[Image by creator BillionPhotos from AdobeStock]

Constitutional Law and Third-Party Collections: Assessing the Supreme Court’s New Ruling on Federal Debt

13 July 2020
Woman standing in a thinking pose [Image by creator BillionPhotos.com from AdobeStock]

CFPB Ratifies its Pre-Seila Activity—But What Does That Mean?

9 July 2020
Two gladiators dressed in full armor standing back to back in a snow covered forest [Image by creator vitfedotov from AdobeStock]

TCPA Plaintiffs’ Lawyers Continue to Get Slapped Around in RICO Conspiracy Case

9 July 2020
[Image by creator freshidea from AdobeStock]

Circuit Split on Standing Gets Wider: 11th Circuit Tosses FDCPA False/Misleading Claim

8 July 2020
[Image by creator Amy Walters from AdobeStock]

A Dark Day for Free Speech: Supreme Court Upholds Statute Supposedly Preventing Robocalls–But at what Cost?

7 July 2020

About

News RSS Feed



Copyright Auriemma Roundtables, Inc. All rights reserved.