Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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CFPB Taskforce Report (Part 2): The 19 Focus Areas and 102 Recommendations of Volume 2

7 January 2021
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CFPB Taskforce Report (Part 1): A Deep Dive Into the 4 Main Debt Collection-Related Topics of Volume 1

6 January 2021
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A Review of 2020 FDCPA and TCPA Opinions from the Second Circuit

5 January 2021
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California's Mini-CFPB and Expanded Consumer Protection Laws Are Here

5 January 2021
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2020 Collections-Related Case Law Year in Review

17 December 2020
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The Button is Back – California AG Issues Fourth Set of Proposed Mods to CCPA Regs

17 December 2020
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FTC settles first enforcement action targeting “debt parking”

14 December 2020
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The CFPB Curtails the Activities of an Unlicensed Debt Collector: Striking a Chord Between State Licensing Compliance and the FDCPA

10 December 2020
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10 Things You Need to Know About the Explosive Oral Argument in Facebook’s Big TCPA ATDS Battle

9 December 2020
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Realtime, Unfiltered Coverage of The SCOTUS ATDS Argument

8 December 2020
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Chairwoman Maxine Waters Urges Biden to Rescind the CFPB's Debt Collection Rule

7 December 2020
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The California Privacy Rights Act of 2020 Has Been Enacted

3 December 2020
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Washington's Work From Home Rule Set for Final Hearing in January

3 December 2020
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It's Go Time! CFPB Officially Launches Its Advisory Opinion Program

1 December 2020
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Regulation F—the CFPB's Final Rule on Debt Collection—Is Now Published in the Federal Register

30 November 2020
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Ninth Circuit: Contractually Obligating Creditor Clients to Provide Accurate Information is Insufficient on Its Own to Satisfy Bona Fide Error Defense

25 November 2020
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Has the Definition of Consumer Changed? Insight from Research Assistant

24 November 2020
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9th Cir. Holds Mere Reliance on Contract Provision Not Enough for FDCPA ‘Bona Fide Error’ Defense

19 November 2020
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Here We Go Again: Renewed COVID-19 Restrictions for Collection Agencies in Washington

18 November 2020
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Breaking Down the 7-in-7 Rule and a Discussion About D/B/As from Compliance Weekly

17 November 2020

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