Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Southern District of California Says Unanswered Calls are Not a Communication

19 May 2021
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CA DFPI Hires Fintech Legal Expert to Lead New Financial Technology and Innovation Office

18 May 2021
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House Passes Debt Collection Improvement Act

17 May 2021
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Letter Vendor Coalition Develops FAQ's for Hunstein Questions

17 May 2021
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The Comprehensive Debt Collection Improvement Act: An Explainer

13 May 2021
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Executive Q&A: Oliver CEO Shares How Top Creditors are Shifting the Collections Paradigm to Win in a Dynamic Compliance Environment

11 May 2021
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5 Ways to Improve Your Consumer Communication Preference Strategy

5 May 2021
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Here's What's Wrong With Hunstein: Here’s the Simple and Obvious Spokeo Error That Led to the SCARIEST FDCPA Case Ever

4 May 2021
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Banding Together to File an Amicus Brief in the Wake of The 11th Circuit Court of Appeals Decision

3 May 2021
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CA DFPI Announces Members of New Debt Collection Advisory Committee

30 April 2021
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CFPB Issues Interim Rule Applicable to FDCPA Debt Collectors Seeking to Evict Tenants For Non-Payment of Rent

29 April 2021
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California DFPI Issues Notice of Proposed Rulemaking Regarding Debt Collection Licensing Application and Requirements

26 April 2021
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BREAKING: 11th Circuit Holds Transmitting Data to Mail Vendor is Unauthorized Third-Party Disclosure

21 April 2021
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CFPB has Busy April - Reaches Agreements for Fines and Penalties with Two Organizations

21 April 2021
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3rd Cir. Holds No FDCPA Violation When Non-Interest-Bearing Debt Itemized ‘$0.00’ for Interest

21 April 2021
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Keystone: A Court in PA Just Quietly Saved TCPAWorld from a Massive Onslaught of New Internal DNC Cases and No One is Talking About it

20 April 2021
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Landmark Victory! Debt Collector Did Not Deceive Debtor Who Refused to Give Name

14 April 2021
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New Mexico Law Targets Healthcare Collections

12 April 2021
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CFPB Proposes to Delay Effective Date of Reg F for 60 Days

8 April 2021
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FACEBOOK IS OUT!: The 6 Most Critical Take Aways–and One Most Important Question–Following the Supreme Court’s HUGE TCPA ATDS Ruling

6 April 2021

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