Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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ERC Wins Sanctions Against Plaintiff and Plaintiff's Counsel, Court Awards Debt Collector its Defense Costs and Fees
11 March 2020
FCC Releases Draft of STIR/SHAKEN Mandate Proposal
11 March 2020
States Drop a Flurry of Consumer Privacy Bills, Following California's Example
10 March 2020
Gadelhak Plaintiff Seeks Re-Hearing from the Seventh Circuit on TCPA’s ATDS Definition–Argues Peacock Shot Mustard Using a Candlestick
10 March 2020
Complexity of Calculating Out of Stat Date Rears its Head in Maryland Court Decision
9 March 2020
‘Consumer Privacy Protection Act’ Introduced in the Ocean State
9 March 2020
Privacy Legislation Introduced in the Garden State is a Short but Weedy Row to Hoe
5 March 2020
U.S. House of Representatives Passes Amendment to FDCPA for Stronger Protection for Servicemembers
4 March 2020
‘Consumer Privacy Act’ Introduced in the Land of Lincoln
3 March 2020
Huge Text Platform Earns Important TCPA Summary Judgment Ruling
2 March 2020
Time-Barred Debt SNPRM Comment Clock Starts Ticking
2 March 2020
The Impact of the CFPB's Supplemental Proposed Rulemaking for Time-Barred Debt Disclosures is Greater Than What Appears
27 February 2020
When In Doubt, Wait for Clarity: Another Court Stays a TCPA Case Pending Supreme Court’s Review of Constitutionality of TCPA
27 February 2020
Quick FDPCA Stats from the iA Case Law Tracker
27 February 2020
California AG At It Again: Revised Proposed CCPA Regulations (Part 3)
26 February 2020
Arizona Privacy Legislation – Right, Left and Center(ish)
25 February 2020
The CFPB's SNPRM for Time-Barred Debts—Breaking It Down
24 February 2020
TCPA Article III Battle Continues: “Enduring” a 30 Second Voicemail is Harm Enough to Afford Standing
24 February 2020
California AG At It Again: Revised Proposed CCPA Regulations (Part 2)
20 February 2020
Seventh Circuit Joins The Party: Another Circuit Rejects Marks And Holds A Random or Sequential Number Generator Is Required For A System to be An ATDS
20 February 2020