Collection Laws and Regulations News

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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California AG At It Again: Revised Proposed CCPA Regulations (Part 1)

19 February 2020

Glasser Plaintiff Seeks Re-Hearing from Eleventh Circuit En Banc of ATDS Definition Decision

19 February 2020

CFPB's Winter 2020 Supervisory Highlights Briefly Mention Debt Collection

18 February 2020

Whitepaper on Debt Collection Released by the Conference of State Bank Supervisors

13 February 2020

What the TRACED Act Means for Third-Party Collectors—and 5 Tips for Protecting Your Business

12 February 2020

Three Texts , No Harm: TCPA Text Message Case Dismissed for Lack of Article III Standing

12 February 2020

Judge Cancels $2.5M Jury Verdict Against Lexington Law, Instead Grants Judgment for the CRO

10 February 2020

The Rise and Fall of TCPA Suits in the Sunshine State: How the Eleventh Circuit Court of Appeal Created and Destroyed a Cottage Litigation Industry in Florida

10 February 2020