Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Image of road sign that says "Massachusetts Welcomes you" [Image by creator spiritofamerica from AdobeStock]

Mass. AG Seeks to Ban Outbound Debt Collection Calls, Enacts Other Measures Amid COVID-19 Crisis

27 March 2020
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NACARA Issues Message Amid COVID-19—Consumers, Contact Collectors; Regulators, Recognize Collection Agency Hardships

27 March 2020
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Ohio Governor and Dep't. of Health Issues Stay at Home Order

27 March 2020
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North Carolina A.G. Suspends Collection of State-Owned Debts Amid COVID-19 Pandemic

27 March 2020
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Updates on N.M., W.V., Ariz. "Essential Business" Classifications

26 March 2020
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COVID-19: Several States Toll Statutes of Limitations on Legal Actions

25 March 2020
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ED Suspends Student Debt Collection Due to COVID-19

25 March 2020
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Avaya Dialer Deemed Not an ATDS as Gadelhak Makes its First Mark and Snyder’s Expert Opinions Are Struck—Again

25 March 2020
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Bill Banning Collection During Major Disasters Introduced in U.S. Senate

24 March 2020
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New State Shelter-in-Place Orders, Non-Essential Business Shut Down Guidance (NV, CT, IL, LA, MA, MD, NJ, NY, OH)

23 March 2020
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FCC Takes Narrow View of TCPA "Emergency Purposes" Exemption for Coronavirus-Related Texts

23 March 2020
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Confusion in Pennsylvania; California Orders State-Wide "Stay at Home" Order

20 March 2020
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A Memo from Rep. Maxine Waters Suggests Stimulus Priorities, Ceasing Debt Collection

19 March 2020
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An Incredible End to the Bad Reyes Saga: Court Vacates Certification and Summary Judgment Rulings and Dismisses Case!

19 March 2020
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New York Temporarily Halts Collection on Medical, Student Debt Owed to the State

18 March 2020
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Attorney's Abandonment of Cases Calls into Question His Adequacy as Class Counsel

17 March 2020
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Over Fifteen Years Later Court Determines TCPA Plaintiff Lacks Article III Standing

17 March 2020
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Several States Ease Collector Work-From-Home Requirements Amid Coronavirus Outbreak

16 March 2020
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7th Cir. Rejects Plaintiff’s FDCPA Arguments Regarding ‘Consumer’ Debt

16 March 2020
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Large and Small Privacy Bills Introduced in the Land of 10,000 Lakes (think Mille Lacs vs. Bemidji)

12 March 2020

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