Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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DC Protects Consumers From Unjust Debt Collection Practices Amendment Act of 2021

4 April 2022
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Locked and Loaded: CFPB Sets its Sights on Medical Debt

2 March 2022
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Three Reasons Why a Risk and Gap Assessment Should be in Your 2022 Plan

28 February 2022

Big change - like complying with sweeping Regulation F requirements or adding new tech - brings new, risky gaps in your collections compliance procedures. To avoid surging lawsuit, regulatory, and revenue risk and find those gaps, creditors and agencies need the best tool for the job: a risk and gap assessment.
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8th Cir. Holds FDCPA Plaintiff Lacked Article III Standing in Garnishment Communication Case

24 February 2022
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CFPB Gives Public the Ability to Petition for Rulemaking

22 February 2022
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CFPB Highlights Changes in VA Medical Debt Credit Reporting Practices as Precedent for Broader Healthcare Industry

16 February 2022
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EDPA Finds Alleged Transmission of Consumer Information to Letter Vendor States Claim Under FDCPA’s § 1692c(b)

10 February 2022
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Hunstein: Case Moves Forward; Consumer Files Final Brief Before Case is Reheard

7 February 2022
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Consumer is Responsible for Default Judgment; Court Dismisses Class Action Lawsuit on Standing

31 January 2022
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Date set for Hunstein Rehearing on Standing

13 January 2022
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Consumer Financial Protection Bureau Opens Inquiry into “Buy Now, Pay Later” Credit

20 December 2021
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Year in Review: A Comprehensive Breakdown of 2021 in the ARM Industry

16 December 2021
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What to Expect: Day 1 of Regulation F

30 November 2021
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New York Enacts Significant Changes Impacting Debt Collection Lawsuits

29 November 2021
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The New York Large Print Notice Is Fuzzy in Any Format

2 November 2021
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11th Circuit Issues Substitute Opinion in Hunstein; Will Dissent provide Key for Defense Against Copycats?

29 October 2021
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Maryland High Court Rules Debtors’ Attempts to Void Judgments for Unlicensed Debt Collection Subject to 3-Year SOL

27 October 2021
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Vindication!: Court Reconsiders Anti-Facebook Pleadings Decision–Says Facebook Matters at the Pleadings Stage After All

19 October 2021
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Countdown to Reg F - Still have Questions for the CFPB? There's a Portal for That.

18 October 2021
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Federal Court Agrees with Debt Collectors; Holds Two Hunstein Copycat Plaintiffs Have Standing in Federal Court

7 October 2021

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