Statute of Limitations News RSS Feed

The debt statute of limitations is the legal time limit a party has to collect a debt through the court system. After that time a creditor or third party, such as a debt collection law firm, may not sue to enforce the credit agreement. Collecting using traditional methods such as calling or lettering is still allowed. The statute of limitations varies from state to state and by type of debt, and is typically between three and 10 years.

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CFPB Outlines Debt Collection Rulemaking Proposals

28 July 2016

9th Cir. Holds Discovery Rule Applies in All Types of FDCPA Cases

28 June 2016

Eleventh Circuit Court of Appeals Determines that a “Debt Collector” filing a Bankruptcy Court Proof of Claim on a Time-Barred Account is an FDCPA Violation

25 May 2016

Maryland Debt Collection Litigation Bill Signed Into Law

24 May 2016
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Court Finds Settlement Offers on Time-barred Debts Without Disclosure of the Fact That the Debt is Time-Barred to be FDCPA Violation

12 May 2016

Florida’s Third DCA Reverses Course on Statute of Limitations for Mortgage Foreclosure

25 April 2016

CFPB Targets ARM Industry -- Which Practices Should Your Company Avoid?

22 April 2016

Rhode Island ‘Expired Debt Act’ More Than Name Implies

12 February 2016

Bankruptcy Code Precludes FDCPA Claim for Filing POC on Time-Barred Debt, Fla. District Court Holds

27 January 2016

Massachusetts Proposes New Debt Collection Legislation; Creditors Should Take Note

29 October 2015

Portfolio Recovery Associates Motion Denied in FDCPA Class Action Case

19 October 2015

Three Reasons Your Agency Needs to Be Focused on Disparate Impact

14 October 2015

NYC Quietly Publishes Guidance That Helps to Reconcile Its Debt Collection Rules with Those of New York State

9 September 2015

Lawsuits Against the Industry Up Across the Board

17 July 2015

Regional Compliance Meetings Offer Guidance, Problem-Solving, and Strategizing

14 July 2015

Maine Changes Its State Fair Debt Collection Practices Act

1 July 2015

New York AG's Office Compels Collectors to Help Root Out Bad Players in the Industry

16 June 2015

Now in the CFPB's Sights: Collectors Hired by State & Local Government Agencies

15 June 2015

Graduation: ARM-U 2015 Highlights Need for Regulatory Clarity

5 June 2015

The Inconvenient Reality of Convenience Fees

18 May 2015

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