A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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New Academic Paper Urges CFPB to Carefully Consider Impact of Potential New Debt Collection Regulations

30 September 2015

DBA International Commends George Mason University for Report on the Law and Economics of Consumer Debt Collection and its Regulation

30 September 2015

Does the ARM Industry REALLY Need another Conference?

8 September 2015

Eleventh Circuit Court Cites “Plain Language” of the FDCPA, Rules in Favor of Capital One in Debt Collection Case

27 August 2015

Department Stores National Bank To Pay $23.8M For Charging Fees on Collection Accounts

21 July 2015

CFPB's First Monthly Complaints Report Could Use More Context

16 July 2015

JPMorgan Chase to Pay $125M to Settle Debt Collection Investigations

8 July 2015

Bank of America Fined $30 Million by OCC, Related to SCRA and Debt Collection Litigation

1 June 2015

TD Bank to Buy Nordstrom $2.2 Billion U.S. Credit Card Portfolio

27 May 2015

CFPB Finalizes Rule Aimed at Improving Credit Card Agreement Submission Process

16 April 2015

Assessing the Consumer Credit Market with an Eye to ARM

25 March 2015

CFPB Seeks Input on Credit Card Market, Including Collection and Debt Sales Practices

18 March 2015

CFPB Study Finds that Arbitration Agreements Limit Relief for Consumers

10 March 2015

Judge Approves Third Largest TCPA Settlement Ever with Credit Card Issuer

9 March 2015

Legal Symposium with New York Regulators Clarifies New Debt Collection Rules in the State

27 February 2015

CFPB Orders Subprime Credit Card Company to Refund $2.7 million to Consumers

5 February 2015

CFPB Takes Action to Shut Down Sham Credit Card

4 February 2015

Consumer Debt Delinquencies Continued Broad Decline in Third Quarter

8 January 2015

Credit Card Markets Rebound as U.S. Economy Improves

19 December 2014

CFPB Sues Texas Company for Sham Credit Card

18 December 2014