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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Chargeoffs a Key Driver in Declining Credit Card Balances

23 September 2009

New Federal Laws Regulating Credit Card Companies Begin to Take Effect

21 September 2009

CreditCards.com: Weekly Credit Card Rate Report

18 September 2009

Newest Georgia Lending and Rate Index Shows Credit Unions Continue to Offer Consumers Savings in First Half of 2009

10 September 2009

Creditors Are Shifting Strategy: Soon, Less will be More

9 September 2009

Consumer Credit Contracts at Record Pace in July

9 September 2009

Encore Capital Group Settles Legal Dispute

9 September 2009

Consumer Credit Balances Shifting to Lower Quality Brackets

4 September 2009

Fitch Publishes Credit Card Movers & Shakers with July 2009 Performance

3 September 2009

Associated Bank Partners with Elan Financial Services for its Credit Card Program

3 September 2009

Payment Card Industry (PCI) Upgrades Cvent to Level 1 Compliance Status

3 September 2009

Debt Settlement Industry Proves Value to Creditors

2 September 2009

Credit Card Issuers Seeing Improvement

31 August 2009

U.S. Credit Card Chargeoffs

31 August 2009

Author Gives Away Book on Debt

31 August 2009

Recent Practices Show Some Promising Results for Credit Card Issuers

28 August 2009

Credit Card Chargeoffs and Delinquencies Contracting Over Summer

26 August 2009

Debt Management Getting Harder with New Bank Rules, Says DebtGuru.com

26 August 2009

New Credit Card Provisions Begin to Take Effect

25 August 2009

TransUnion.com: Average Credit Card Delinquency Rates Decrease in All 50 States and D.C. From Previous Quarter

25 August 2009

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