A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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CFPB's Latest Report Focuses on Actual Payment Information in Credit Reports
2 December 2020
Credit Eco To Go: A State of the ARM Industry Discussion
21 September 2020
CFPB Study of Consumer Finances Following Early Pandemic is Positive. Will Coming Months Paint a Different Story?
1 September 2020
Whitepaper on Debt Collection Released by the Conference of State Bank Supervisors
13 February 2020
Debt Collection and Modern Communication Channels Discussed in CFPB Credit Card Market Report
28 August 2019
CFPB Report Shows Trends in Rate of Credit Card Inquiries for Consumers with Large Credit Score Fluctuations
4 June 2019
Debt Buyers in N.D. Illinois Beware: Purchase May Not Transfer Right to Collect Post-Charge Off Interest, According to Court
1 April 2019
CFPB Publishes its Fall 2018 Semi-Annual Report: Credit Invisibility, Mortgage Shopping, Consumer Complaints, and a Laundry List of Enforcement Actions
27 February 2019
E.D.N.Y. Provides Clarity on Identifying Creditor for Store Branded Credit Cards
24 January 2019
New York Fed Report Shows Decline in Collection Accounts... Or Does It?
20 November 2018
2 New Rules in Massachusetts Add to Requirements for Default Judgment
19 July 2018
FDCPA Caselaw Review for June 2018
12 July 2018
TransUnion Report Reveals Current Consumer Credit Trends, Including 20.3 Million More Accounts
5 March 2018
CFPB Credit Card Market Report Addresses Collections and Recovery
2 January 2018
Could CFPB’s Data Sharing Principles Make Debt Collection Better Too?
19 October 2017
Judge Awards Attorney Fees to FDCPA Defendant in Case of 'Vexatious' Plaintiff's Counsel
25 September 2017
This First-Party Thing is Heating Up
20 September 2017
CFPB Report Highlights Debt Collection Issues; Collectors AND Creditors Should Take Note
13 September 2017
9th Circuit Opinion Highlights Right to Cure Provision in California’s Rosenthal FDCPA
12 September 2017
Collection Letter That Failed to State Interest or Fees No Longer Accruing Does Not Violate FDCPA
5 June 2017