A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

See all Topics

What's Really Going On in Debt Purchasing

30 November 2010

Card Charge Off Rate Plummets in Third Quarter

29 November 2010

Discover Earns Top Honors for Highest Customer Call Satisfaction in Credit Card Industry

18 November 2010

At FTC's Request, Court Shutters International Credit Card Debt Reduction Operation

16 November 2010

Consumers Are Paying Less on Monthly Payments than Three Years Ago: Experian

12 November 2010

New York Fed Q3 Report on Household Debt and Credit Shows Continued Decline in Consumer Debt

9 November 2010

Credit Card Debt Falls Again as Total Consumer Credit Expands on Student Loans

8 November 2010

Credit Card Charge Offs Decline at Major Issuers in September

21 October 2010

S&P/Experian Index Shows Default Rates Decline Across All Credit Lines

20 October 2010

Credit Card Debt Still Falling at a Steady Rate

8 October 2010

Bank Card Delinquencies Drop Significantly In Second Quarter 2010

5 October 2010

Firstsource Signs 5-Year Outsourcing Agreement With Barclaycard, UK

1 October 2010

Credit Card Charge Offs Increase at Major Issuers in August

21 September 2010

Credit Card Debt Down Again in July

10 September 2010

EnterCard Appoints Intrum Justitia as Credit Management Service Partner

9 September 2010

Credit Card Delinquencies and Charge-offs

1 September 2010

Small Business Confidence Plummets: Discover

30 August 2010

Major Credit Card Issuers See Improvement in July

30 August 2010

Credit Card Delinquencies Continue to Fall in 2Q According to TransUnion

26 August 2010

Credit Card Charge-Off Rates Hit Record High in Q2

24 August 2010