Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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FCC Adopts Rules to Ban Malicious Spoofing of Texts and International Calls

7 August 2019
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Shot Across the Bow: “Parroting” TCPA Allegations From “Case to Case” May Be Subject to Sanctions

6 August 2019
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Disclosure About Less Favorable Future Terms in Collection Letter Does Not Violate FDCPA, Says Missouri Court

5 August 2019
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7th Cir. Says ‘Costs’ Includes Collector’s Percentage Fee, Disagrees With 8th and 11th Circuits

5 August 2019
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CFPB Extends Comment Period for Debt Collection NPRM to Sept. 18, iA Provides Perspective on What Could Happen

1 August 2019
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Data Privacy Laws: Is Your Business Ready for What’s Coming?

31 July 2019
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Industry Requests FCC Deem Certain Servicing Calls “Critical” and Unblockable Under New Default Call Blocking Rules

29 July 2019
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CFPB Fines Buffalo-Based Debt Collection Group $60M, Bans Them From Industry

29 July 2019
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9th Cir. Asks Nevada: Is an FDCPA Claim a Compulsory Counterclaim in a Collection Suit?

25 July 2019
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After Denying Summary Judgment in TCPA Case, Court Grants Motion to Strike Class Allegations Due to Consent and Revocation Issues

24 July 2019
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SCOTUS Adopts ‘Objectively Reasonable’ Standard for Violations of Bankruptcy Discharge Orders in Context of Civil Contempt

24 July 2019
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Full Energy and Commerce Committee to Markup Robocall Bill Today

17 July 2019
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E.D.N.Y. Judge States FDCPA Cases Based on Technicalities are “Lawyer’s Case[s]” and Harm Consumers

15 July 2019
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Southern District of Florida Stays Reyes Case Pending FCC Rulemaking

15 July 2019
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Common Sense Prevails! Seventh Circuit Affirms Consumer was not Harmed by Letter and Dismisses FDCPA Case [Podcast]

11 July 2019
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FCC Sets Comment Date on Critical Calls List

9 July 2019
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TCPA Defendant Successfully Challenges Venue by Presenting Better Forum

8 July 2019
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Arbitration Clauses: What Works, What Doesn’t, and How Creditors Can Help

27 June 2019
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Court Enforces Arbitration Agreement Contained in “Hyperlinked” TOCs, Douses Putative TCPA Class Action

27 June 2019
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New Washington Debt Collection Law Requires Itemization Notice for Medical Debt

26 June 2019

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