SACRAMENTO, CA -- With the passage of AB 156, starting January 1, 2023, the DFPI will be able to approve applications under the Debt Collection Licensing Act (DCLA), with the condition that background checks will be performed at a later date.  Any debt collector that submits an application before January 1, 2023, will be able to operate pending the approval or denial of the application. 

The new law also extends the period from 60 to 90 days for individuals to provide fingerprints once the DFPI requests them.  The DFPI will make further announcements in coming weeks regarding conditional approvals and at least 30 days prior to any changes to existing processes. 

The DFPI will provide to DCLA applicants written notification through the Nationwide Multi-state Licensing System (NMLS) 90 days prior to fingerprinting being due.  Unfortunately, with the delay in the application process there is still a backlog of application so there may still be delays in final approvals

For more information email us at, or leave a message on the new Debt Collection Licensee Voicemail; (916) 576-8623. 

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